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For example, the average So Fi borrower saves ,359.*2.

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These loans tend to have than federal subsidized student loans, and you may be able to find a lower interest rate private loan option.

Depending on how high your loan balance is and how much you can cut that interest rate, your cost savings can be significant.

If you’re like most borrowers, particularly those with six figures of student loan debt from graduate school or MBA programs, you probably shudder at the thought.

Chances are, you set up a loan repayment plan after graduation and figured you’d revisit it “later”—say, when you’re making more money, when your career is more secure, when you have more time.

But if you aren’t able to take advantage of any of these federal student loan benefits listed above, refinancing could be a good option.4.

You’re about to take out a loan for a mortgage or other large purchase.

The next step is to do a little research by checking out several private loan providers to compare interest rates and other features.

So Fi, for example, offers a competitive interest rate, and borrowers save an average of 8 a month** when they refinance.

this week's newsletter TAFE Directors Australia (TDA) and the Central Institute for Vocational and Technical Education (CIVTE) have signed a formal Memorandum of Understanding (Mo U) to establish an Australia China Centre for Skills Excellence.

When was the last time you took a close look at your student debt?

For loans like mortgages, lenders will take a look at your FICO score/general credit rating before moving forward with your application.

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